The annual update for Aussie expats in Singapore. What's changed this year, what the data says, and how prepared buyers are moving. With Property NXT and Aussie Expat Home Loans.
Rates, lending, supply, migration and construction. The market update without the hype, so you can read conditions from facts rather than headlines.
Eight completed property cycles over 30 years. An average downturn of 2.9% against upswings averaging 32.3%. What three decades of data say about waiting for a crash.
Finance sorted, structures reviewed, FIRB understood, and negotiating harder while others wait. Aussie Expat Home Loans covers borrowing from overseas.
A real breakdown of how prepared buyers moved when sentiment was at its lowest, on a 10% deposit, while everyone else waited for prices to fall further.
[Placeholder figures. Property NXT to confirm real, client-consented numbers, or swap to the cycle averages, 2.9% average downturn and 32.3% average upswing, with a named source.]
Cilla runs the client experience, operations, and communications at Property NXT. Every touchpoint from the first enquiry to the post-settlement review runs through processes she's built to make sure no client ever feels like a transaction. Having lived the Singapore expat experience herself, she understands the particular pressures the time zones, the family considerations, the competing priorities that shape how overseas investors actually make decisions. That understanding shapes how Property NXT communicates, advises, and supports.
25 years in Australian real estate. 13 years as an expat investor. Luke has been on both sides of this process as a property industry professional and as someone making investment decisions from abroad. That dual perspective is rare, and it's the foundation everything at Property NXT is built on. Luke's network, his developer relationships, and his market intelligence are what make the Access pillar real. He is also, genuinely, available late calls, weekend questions, development site updates. If you're a client, you have direct access to Luke. That's not a tagline. Ask any client who's worked with him.
Tim is the founder and CEO of Aussie Expat Home Loans, a specialist mortgage brokerage helping overseas non-resident borrowers purchase and refinance property in Australia. With a background in private banking in Australia and SIngapore, and more than eight years specialising in expat lending, Tim leads a team with offices in Singapore, Hong Kong and Melbourne, serving clients across six continents.
linkedin.com/in/timraes
Shaun is an experienced mortgage broker focused on helping expat Australians and overseas investors access the Australian market from abroad. He draws on more than a decade at major banks, including Commonwealth Private Bank, where he managed portfolios of high-net-worth clients and ran mortgage lending books in Australia, Singapore and Hong Kong. Shaun specialises in offshore lending solutions and complex loan structuring for non-residents and expats.
linkedin.com/in/shaunrattray
Aussie Expat Home Loans is a specialist mortgage brokerage for Australians living overseas, with offices in Singapore, Hong Kong and Melbourne.
No. Property NXT is an advisory firm and holds no stock, so nothing is for sale on the night. The evening covers the market, finance and strategy for Aussie expats buying back home.
Usually yes, though lenders treat offshore income differently. Aussie Expat Home Loans covers how your income is assessed and what deposit levels are realistic.
Yes. Overseas buyers are welcome. Some rules differ, including FIRB approval, and we cover where the paths split.
Nothing. Registration is required because the venue has limited space.
Nobody at this event will pretend to know the perfect month. The data shows soft-sentiment periods have often been better entry windows than they felt, with less competition and more room to negotiate.
Your confirmation and reminders so the evening doesn't slip past you, plus first access to the recap material afterwards.
Not at all. The evening is open to anyone interested in building wealth and understanding the Australian property market. Aussie expats are who we work with most, but if you're weighing up Australian property from overseas, whatever your background, you're welcome in the room.