For Australians living in Hong Kong and Hong Kong residents buying in Australia. We find the new build, line up the lender who accepts HKD income, and stay with you well past settlement.
Property NXT deals exclusively in property situated outside Hong Kong and is not licensed to deal with any property situated in Hong Kong. Property NXT Pte Ltd is CEA licensed in Singapore (L3011041B). General information only, not financial, legal or tax advice.
Buying in Australia from Hong Kong has its own wrinkles. Australians here are juggling non-resident tax, HKD income that banks only half count, and a market that moved while they were away. Hong Kong residents are dealing with FIRB, foreign buyer surcharges and a ban on established homes.
General real estate advice doesn't cover any of that. We do this and nothing else: Australian new builds for buyers who live overseas. Luke has 25 years in Australian property and 13 years as an expat investor himself, so we've sat where you're sitting.
The rules split down the passport line, so the advice does too.
Holding Australian PR rather than citizenship? You may be treated as a foreign person. We check this first.
Our focus on new builds means every option we show you is one you're allowed to buy.
Usually, yes. HKD is on most expat lenders' lists, but each bank shades foreign income differently and wants a bigger deposit from non-residents. We match you to a broker who writes these loans every week.
Australia and Hong Kong have no comprehensive double tax agreement. Hong Kong doesn't tax foreign rental income or capital gains, so the planning happens on the Australian side. Read our expat tax guide.
Yes. Most Australian residential property is freehold, so you own the land outright with no lease term to run down. Strata apartments come with a share of the common property.
The HKD is pegged to the US dollar and the AUD floats, so your purchase price in HKD moves with the AUD. We show your numbers at today's rate and at a less friendly one.
I don't know who to trust.
We work for you, not the developer, and we're upfront about how we're paid: your SPARK fee, plus a developer commission we disclose in full. We're CEA licensed in Singapore and have helped dozens of expats buy back home.
I don't have time to research.
Hong Kong hours are long. We do the research, lender introductions, legal steps and developer negotiation, then bring you one or two properties, not forty.
I know I want to buy, but what?
The best stock rarely hits the portals. With 25 years of Australian property relationships, we see pre-market and early release projects checked for overseas buyers.
The most common question we get from Hong Kong is "where do I actually start?" SPARK answers it. One flat fee buys you a written plan covering your borrowing capacity on HKD income, the right ownership structure, which market suits your budget, and the property options that fit.
No obligation to buy. If SPARK shows now isn't the time, you'll know why and what to change.
Bought for $883,000, sold for $1,069,000. A coastal market with tight new supply and a development that delivered ahead of schedule. The client is already planning the next one.
A $970,000 house and land package in a growth corridor, secured with 10% on the land and 5% on the build. Strong jobs and population growth behind it.
Past results are not a guide to future performance. Figures in AUD. Individual outcomes vary.
Sydney and Melbourne are the names Hong Kong buyers know. They're not always where the numbers stack up best right now.
Best value of the big capitals, with 2032 Olympics infrastructure still driving jobs and population.
The long-term growth benchmark. Higher entry price, the deepest tenant pool in the country.
Strong interstate migration and rental demand. Zoning and holiday letting rules need local knowledge.
Perth for yield, with vacancy near record lows and on Hong Kong time. Melbourne for population growth across many price points. Adelaide and Canberra for steady demand.
See all markets →
"No sales pressure. Many of our conversations ended up being about financial goals and life, not just which property to buy. Given it was our first buy, Luke was always available to answer anything that came up."
"From start to finish, Luke and Cilla provided exceptional service, ensuring that trust and transparency were at the forefront of the process."
A conversation, not a pitch. Budget, timeline, goals, existing property, life plans. Video call at a time that suits Hong Kong.
Borrowing capacity on HKD income, structure, FIRB if needed, and market options. Introductions to brokers and accountants.
One or two properties, never a catalogue. Developer walkthroughs, financial modelling, and the risks spelled out.
Check-ins at six and three months out, and pre-settlement steps handled with your broker.
Development updates, annual portfolio reviews, and someone who answers on a weekend when it matters.
CEO & Co-Founder25 years in Australian real estate and 13 as an expat investor. He's been on both sides of buying from abroad.
Managing Director & Co-FounderRuns client experience and operations, so every step from first call to post-settlement is clear and on time.
Director, KEO Office Operations (CEA R018563B)Leads our Singapore office and makes sure we meet every CEA licensing requirement.
Yes. Hong Kong residents who are not Australian citizens need Foreign Investment Review Board (FIRB) approval before they buy, and they are limited to new dwellings, off-the-plan apartments and vacant land to build on. Foreign persons have been banned from buying established homes since 1 April 2025. Most states also charge foreign buyers a stamp duty surcharge, which is 9% in New South Wales.
No. Australian citizens are exempt from FIRB wherever they live, and can buy new or established property. The practical hurdles for Australians in Hong Kong are lending and tax, not eligibility.
It depends on how much time you have spent in Australia recently. A permanent resident who is not ordinarily resident in Australia can be treated as a foreign person under FIRB rules, so check your position before you sign a contract. We cover this in the first SPARK session.
Yes, HKD is one of the foreign currencies most expat lenders accept. Banks usually count only part of your foreign income, often 60% to 80% of it, and expect a bigger deposit from non-residents. We introduce you to brokers who write expat loans every week, not once a year.
Non-residents for Australian tax purposes pay tax from the first dollar of rental income, with no tax-free threshold, and lose the main residence capital gains exemption. Hong Kong taxes on a territorial basis, so Australian rental income and gains are generally taxed in Australia only. Get personal tax advice for your situation.
Australia and Hong Kong do not have a comprehensive double tax agreement. For most Hong Kong-based owners this matters less than you might think, because Hong Kong does not tax foreign rental income or capital gains. The Australian side is where the planning happens.
No. Property NXT deals exclusively in property situated outside Hong Kong and is not licensed to deal with any property situated in Hong Kong. We work only on Australian new-build property, for Australians abroad and overseas investors.
Our discovery calls are 30 minutes, on Hong Kong time, with no obligation. We listen first: your situation, your goals, where you're at. You leave with clarity, not a sales deck.
No pressure, no sales pitch.